Take-home pay after tax, in 12 countries

Our calculations use published tax rates and social insurance contribution rates for each country's 2026 tax year (the year is shown with every result), each linked to its source on the country's tax rates page. They are highly accurate for standard employment situations with typical deductions. However, your actual take-home pay may vary based on additional income sources, eligible tax credits, regional tax variations, personal deductions, and other individual circumstances. We strongly recommend consulting with a qualified tax professional for personalized advice specific to your situation.

Your exact salary is never stored. There is no account, and nothing you enter is saved against you. The comparison and pre-tax cost tools calculate in your browser. Result pages are built on our server instead, and the salary is part of the page address — so for figures that are not pre-built it reaches the server with the request and can appear in ordinary hosting logs, but it is not written to any database we run. What we do keep is anonymous: a count of page views, counts of calculations by country and salary band (such as "$75k–100k", never the amount), and any spending items you choose to add (item name, amount, currency, country, salary band and date — no identifier). The analytics events we send also carry only the salary band, although like any page view the page address itself, salary included, is visible to the analytics and hosting services. The privacy policy has the full detail.

We currently support 12 countries: South Korea (KR), United States (US), United Kingdom (UK), Germany (DE), Japan (JP), Canada (CA), Singapore (SG), Hong Kong (HK), Australia (AU), Ireland (IE), Netherlands (NL), and United Arab Emirates (AE). Each country's calculator includes income tax, social insurance contributions, pension deductions, and local taxes where applicable. Where a figure depends on who you are — for example Singapore's CPF, which applies only to citizens and permanent residents — the result page states which case it assumes. We're continuously working to add more countries based on user demand.

Yes! Use our dedicated comparison tool to see how the same gross salary translates to take-home pay across multiple countries. This is particularly useful for professionals considering job offers in different countries or for companies benchmarking international compensation. Keep in mind that cost of living varies significantly between countries, so higher take-home pay doesn't always mean better purchasing power.

We update all tax rates, brackets, and contribution thresholds annually in January when new tax years begin. Each country uses the most recent tax year we have been able to source — currently 2026 for every country, where for the United Kingdom, Australia and Hong Kong that is the 2026-27 tax year. If there are mid-year tax changes in any supported country, we make updates as soon as the new rates are officially published. You can always check the year displayed in your calculation results to confirm you're seeing current data.

Several factors can cause differences: (1) Our calculator uses standard deductions, but you may have additional personal deductions or tax credits. (2) Regional or state/provincial taxes may apply that aren't captured in our calculations. (3) Your employer may withhold additional amounts for benefits, retirement plans, or union dues. (4) Year-to-date calculations can affect individual paychecks. (5) Some countries have complex tax adjustments that require professional calculation. Use our results as estimates, not exact predictions.

Our calculator includes standard deductions and basic personal allowances for each country. However, it does not account for all possible tax credits such as child tax credits, education credits, mortgage interest deductions, charitable contributions, or specialized industry deductions. If you have significant additional deductions or credits, your actual tax liability will likely be lower than our estimate shows.

Our calculator is designed primarily for traditional employment (W-2 in the US, PAYE in the UK, etc.). Self-employed individuals and contractors typically have different tax obligations, including self-employment taxes, quarterly estimated tax payments, and business expense deductions. If you're self-employed, our results will not be accurate for your situation, and you should consult with an accountant familiar with your country's rules for self-employment.